Anadefi 3.3

Anadefi is a credit risk and financial analysis platform developed by O.R. System. It helps lenders and investors evaluate counterparties, structure and approve deals, and monitor portfolio performance. The solution centralizes financial statements, cash‑flow projections, covenants, collateral, and qualitative assessments to produce transparent scores, internal ratings, and credit opinions. It supports end‑to‑end credit workflows—from origination and underwriting to review and monitoring—with configurable rules, audit trails, and real‑time dashboards. Anadefi integrates with core banking systems and data providers via APIs, and its models can be tailored to different sectors and geographies.

Key capabilities include:

• Financial statement spreading and ratio analysis
• Internal rating and scoring models
• Cash‑flow modeling and debt service coverage analysis
• Covenant, collateral, limit, and exposure management
• Credit applications, workflows, and multi‑level approvals
• Portfolio monitoring and early‑warning indicators
• Stress testing and scenario analysis
• Model governance, auditability, and version control
• Configurable reports and dashboards with export options
• Multi‑entity, multi‑language, and role‑based access controls

Designed for banks, development finance institutions, leasing and factoring companies, and corporate lenders, Anadefi streamlines credit decisioning, strengthens risk oversight, and improves reporting efficiency.

Anadefi is developed by O.R. System. The most popular versions of this product among our users are: 2.2 and 3.3. The names of program executable files are Client.exe, IniCli32.exe.